In the United States, floods are one of the most common and deadliest natural disasters. While some natural disasters occur more in certain regions of the country, such as earthquakes in the areas surrounding a fault line, floods can occur anywhere rain falls and can impact large areas of land. Because the weather cannot be controlled, there are only a few ways humans can prevent flooding. However, knowledge and preparation for a flood can help all homeowners stay safe and limit the amount of damage to personal property.

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Growing in walls, old books, wet documents and old carpets, mold is a problem that invades homes, schools and businesses when there is any hint of humidity. This summer the Florida Mold Bill became a law to establish standards for professionals who do mold assessments and perform remediation services in the state.

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To assist Minnesota and Wisconsin residents and small business owners who were devastated by the late September 2010 floods, the U.S. Small Business Administration (SBA) is providing more than $1 million in Disaster Assistance Loans. So far, 22 disaster loans totaling more than $1,160,000 have been approved.

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One of the greatest sources of pride in a person’s life is home ownership. To help protect this lifestyle, individuals purchase homeowners insurance so they have assistance in the event of a disaster. Homeowner’s policies cover damage due to events such as fires, theft, strong winds, lightening strikes and so on, but there are common events that are not covered.

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